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How Long Does it Take to File an 18 Wheeler Claim? When someone gets injured in a crash caused by an 18 wheeler, the claim may take longer to resolve than a typical car accident claim. This is due to the fact that truck accidents usually cause serious injuries. However, each truck accident is different and there are many variables that influence the time it takes to reach a settlement. Here are a few of the most important factors to consider. Insurance claims Like every other vehicle on the road 18 wheeler trucks are required to have the minimum amount of insurance. This is due to collisions with large trucks are more likely to cause serious injuries and property damage as compared to a car accident. In fact, these wrecks often cause death and a number of catastrophic injuries. In light of this, it is crucial that the victims of these accidents file a claim for the compensation they deserve. It can be a challenge to find a policy that will meet all of your needs, even though coverage for 18 wheelers is a must. Based on the kind of cargo your trucks carry, you may need additional types of insurance. For example, hazmat carriers could require up to $5 million in liability insurance. Other policies you could require include towing coverage, trailer interchange insurance and cargo insurance. In addition to this, an experienced attorney can assist you in determining what kinds of insurance coverage your business requires. The attorney will assist you in negotiating with insurance companies to ensure that your claim is settled. In some instances insurance companies may try to reduce their liability through claiming comparative fault. This can significantly diminish the value of your claim. A lawyer can help argue against these claims to ensure that you receive the maximum amount of compensation you are entitled to. Whatever the cause of your injured in your crash, a skilled attorney will ensure that you receive the money you need to recover. Settlements In many cases, a car accident victim will receive an initial settlement offer before a lawsuit is filed. The insurance company for the trucking company or legal team will make this offer, which will usually be much less than what the victim deserves. This offer should never be accepted without first consulting a personal injury lawyer. The value of the settlement will depend on several factors, including the severity of injuries and property damage. It also varies based on medical expenses. The non-economic damage can also play a role, particularly when the accident has left you physically and emotionally devastated. These losses are difficult to quantify and require professional analysis. It is also a crucial factor that influences the final amount of compensation. If you can prove that the person responsible for the accident has violated traffic laws, was negligently or caused the crash due to another act of negligence, they will be held accountable for the damages. However, there are other legal defenses that can restrict their liability, including the concept of comparative fault or contributory negligence. The owner of the trucking firm could also be held liable for the accident. This can happen when a driver drove the truck in poor conditions, or if a company failed to maintain the vehicle. Additionally, if the cargo was not properly loaded or a portion of the truck was not working properly, the shipping and cargo loading company could be held liable. Filing a lawsuit You may be forced to file a suit if the insurance company did not offer a fair settlement. This can delay the resolution of your case, but it can also result in a higher settlement. Whether you choose to settle or go to trial, an experienced truck accident lawyer is the best choice. The insurance companies involved in this instance will attempt to undercut you and you'll require a lawyer who can protect your interests. A Lafayette truck accident lawyer will examine your accident, determine the value of your injuries, and ensure that you receive the most amount of compensation for your injuries. In a lot of 18 wheeler accidents the parties involved are accountable. For instance, if the truck driver was under the influence or breaking the hours of service rules and his employer could be held responsible. In addition, the maker of a part for a vehicle or repair shop could be held liable when a defect in a component caused the accident. In addition, cargo-loading companies could be held accountable for accidents involving their trucks. The trucks are required to be loaded and transported in a safe manner so as to avoid tipping or being jackknifed. Consequently, these companies must adhere to strict safety standards. The law also permits the company to recover non-economic damages, like pain and suffering. Trial Negotiations with insurance companies are usually used to settle the majority of truck accident cases. A fair settlement should cover all of your medical costs as well as treatment expenses and any other losses you may or may incur. An attorney can help determine the potential future damages, as well as if punitive damages are applicable. 18 wheeler accident lawyer portsmouth of time it takes to receive a complete and final settlement can depend on many factors, and a qualified attorney will be able to guide you through the procedure. The extent of your injuries will determine how much compensation you are likely to receive. Some injuries will only impact you for just a few months or weeks but others will have a lasting effects on your life. It may also take time to determine the fault, as it is not always immediately apparent in 18 wheeler crashes. It is because multiple parties are accountable for the accident, including the truck driver and the company that employs him. In some instances, there might be mechanical issues caused by the vehicle that result in a crash. In this case, it may be necessary to hold the repair shop or manufacturer liable for any damages. There are a myriad of factors that affect the size of a settlement for an 18-wheeler, however, these cases tend to have larger settlements in general than those involving cars. This is due to the severity of the injuries and the damages that may result from these accidents.